@media (prefers-reduced-motion:reduce) {
  html {
    scroll-behavior: auto
  }
}
.ctab {
  flex: 1;
  border: 0;
  background: transparent;
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  font-size: .68rem;
  letter-spacing: .04em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--muted);
  padding: 9px 4px;
  text-align: center;
  border-radius: 8px;
  transition: background .2s, color .2s
}
.ctab.active {
  background: var(--ink);
  color: var(--gold-bright)
}
.ctab:not(.active):hover {
  color: var(--ink)
}
.stats {
  background: var(--ink);
  color: #fff;
  padding: 0
}
.stats .grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr)
}
.stats .cell {
  padding: 46px 28px;
  border-left: 1px solid rgba(255, 255, 255, .09);
  text-align: center
}
.stats .cell:first-child {
  border-left: 0
}
.stats .num {
  font-family: 'Poppins', sans-serif;
  font-size: 2.8rem;
  font-weight: 600;
  color: var(--gold-bright);
  display: flex;
  justify-content: center;
  align-items: baseline;
  gap: 2px
}
.stats .num .suf {
  font-size: 1.6rem;
  color: var(--gold)
}
.stats .lbl {
  font-family: 'Montserrat', sans-serif;
  font-size: .72rem;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .62);
  margin-top: 8px
}
.cta {
  background: radial-gradient(120% 130% at 12% 0%, #2f6bb4, var(--ink) 62%);
  color: #fff;
  border-radius: 26px;
  padding: 54px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
  position: relative;
  overflow: hidden
}
.cta::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: repeating-radial-gradient(circle at 90% 110%, rgba(92, 176, 226, .12) 0, rgba(92, 176, 226, .12) 1px, transparent 1px, transparent 16px);
  opacity: .6
}
.cta>* {
  position: relative;
  z-index: 2
}
.cta h2 {
  color: #fff;
  font-size: clamp(1.8rem, 3vw, 2.6rem)
}
.cta p {
  color: rgba(255, 255, 255, .78);
  margin-top: 14px;
  font-size: 1.02rem
}
.cta .phone {
  margin-top: 24px;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: 'Montserrat', sans-serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--gold-bright)
}
.cform {
  background: rgba(255, 255, 255, .04);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 18px;
  padding: 28px
}
.cform h3 {
  color: #fff;
  font-size: 1.3rem;
  margin-bottom: 4px
}
.cform .sub {
  color: rgba(255, 255, 255, .6);
  font-size: .84rem;
  margin-bottom: 20px;
  font-family: 'Montserrat', sans-serif;
  letter-spacing: .06em
}
.cform .fg {
  margin-bottom: 14px
}
.cform label {
  display: block;
  font-size: .72rem;
  font-family: 'Montserrat', sans-serif;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .55);
  margin-bottom: 6px
}
.cform input,
.cform select {
  width: 100%;
  padding: 12px 14px;
  border-radius: 10px;
  border: 1px solid rgba(255, 255, 255, .16);
  background: rgba(255, 255, 255, .05);
  color: #fff;
  font-family: inherit;
  font-size: .95rem;
  outline: 0;
  transition: border-color .2s, box-shadow .2s
}
.cform input::placeholder {
  color: rgba(255, 255, 255, .4)
}
.cform input:focus,
.cform select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px var(--gold-soft)
}
.cform select option {
  color: #111
}
.cform .two {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px
}
.cform .btn {
  width: 100%;
  justify-content: center;
  margin-top: 8px
}
.cform .note {
  font-size: .72rem;
  color: rgba(255, 255, 255, .45);
  margin-top: 12px;
  text-align: center
}
@media (max-width: 980px) {
  .disclaimer-banner-inner {
    padding: 36px 36px;
  }
}
@media (max-width: 680px) {
  .disclaimer-section {
    padding: 12px 0 48px;
  }
  .disclaimer-banner {
    border-radius: 16px;
  }
  .disclaimer-banner-inner {
    padding: 28px 24px;
    gap: 16px;
  }
  .disclaimer-heading {
    font-size: 1.4rem;
  }
  .disclaimer-text {
    font-size: .9rem;
  }
  .disclaimer-pills {
    gap: 8px;
  }
  .disclaimer-pill {
    font-size: .66rem;
    padding: 7px 12px;
  }
}
@media (prefers-reduced-motion:reduce) {
  .reveal {
    opacity: 1;
    transform: none;
    transition: none
  }
}
@media (max-width:980px) {
  .hero .wrap {
    grid-template-columns: 1fr;
    gap: 44px
  }

  .hero {
    padding: 96px 0 44px
  }

  .hero p.lead {
    max-width: none
  }

  #services.sec {
    padding-top: 12px;
    padding-bottom: 20px
  }

  #regions.sec {
    padding-bottom: 20px
  }

  /* MOBILE MENU — simple dropdown */
  nav.main {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: rgba(10, 26, 48, 0.97);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 0;
    box-shadow: 0 8px 32px rgba(0, 0, 0, .35);
    z-index: 55;
  }

  nav.main.open {
    display: flex
  }

  nav.main a.link {
    display: block;
    padding: 16px 24px;
    font-size: 1.05rem;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.85);
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  }

  nav.main a.link:hover,
  nav.main a.link:active {
    background: rgba(255, 255, 255, 0.06);
    color: #fff
  }

  nav.main a.link::after {
    display: none
  }

  nav.main .btn {
    margin: 12px 16px;
    font-size: 1rem;
    padding: 14px 24px;
    justify-content: center;
    text-align: center
  }

  .hamburger {
    display: flex;
    z-index: 65
  }

  .hamburger.x span:nth-child(1) {
    transform: translateY(7px) rotate(45deg)
  }

  .hamburger.x span:nth-child(2) {
    opacity: 0
  }

  .hamburger.x span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg)
  }

  /* FORCE HIDE CALCULATOR */
  .btn-toggle-calc {
    display: inline-flex !important;
  }

  .hero .receipt {
    display: none !important;
  }

  .hero .receipt.mobile-open {
    display: block !important;
    opacity: 1 !important;
    transform: none !important;
    margin-top: 18px;
  }

  /* Collapsing normal grids */
  .svc-grid,
  .regions {
    grid-template-columns: 1fr;
  }

  .reviews-section {
    padding-top: 52px;
    padding-bottom: 56px
  }

  .reviews-carousel {
    margin-top: 28px
  }

  .review-card {
    flex: 0 0 100%
  }

  .review-modal-panel {
    padding: 24px
  }

  .stats .grid {
    grid-template-columns: 1fr 1fr;
  }

  .stats .cell:nth-child(3) {
    border-left: 0;
  }

  .stats .cell {
    border-top: 1px solid rgba(255, 255, 255, .09);
  }

  .stats .cell:nth-child(-n+2) {
    border-top: 0;
  }

  .steps {
    grid-template-columns: 1fr;
  }

  .step {
    border-left: 0;
    border-top: 1px dashed rgba(255, 255, 255, .16);
    padding: 28px 0;
  }

  .step:first-child {
    border-top: 0;
  }

  .faq-wrap {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .cta {
    grid-template-columns: 1fr;
    padding: 40px 30px;
  }

  .fgrid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .f-services-row {
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }

  .fcontact-cols {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .fcontact-shared {
    flex-direction: column;
    gap: 12px;
  }

  .fbottom {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }

  .disclaimer-card {
    padding: 20px 22px;
    flex-direction: row;
  }

  .kyc-grid {
    grid-template-columns: 1fr;
  }
}
@media (max-width:680px) {
  .stats .num {
    font-size: 2.2rem
  }

  .sec {
    padding: 70px 0
  }

  .process {
    padding-top: 34px;
    padding-bottom: 8px
  }

  #faq.sec {
    padding-top: 12px;
    padding-bottom: 14px
  }

  #client-form.sec {
    padding-top: 12px;
    padding-bottom: 12px
  }

  #consult.sec {
    padding-bottom: 12px
  }

  .reviews-section {
    padding-top: 18px;
    padding-bottom: 28px
  }

  .reviews-carousel {
    margin-top: 22px
  }

  .review-card {
    flex: 0 0 100%;
    min-height: 224px;
    padding: 20px 18px 16px
  }

  .review-card p {
    font-size: .95rem
  }

  .reviews-head h2 {
    font-size: clamp(1.9rem, 8vw, 2.8rem)
  }

  .review-modal {
    padding: 14px
  }

  .review-modal-panel {
    padding: 20px
  }

  .review-modal-close {
    top: 10px;
    right: 10px;
    width: 36px;
    height: 36px
  }

  .receipt {
    padding: 26px 22px 24px
  }

  .cta {
    padding: 34px 22px
  }

  .kyc-toggle {
    padding: 18px 20px
  }

  .kyc-body {
    padding: 0 20px
  }

  .kyc.kyc-open .kyc-body {
    padding: 0 20px 24px
  }

  /* 1. Turn the hero button row into a 2-column grid to keep them on the same line */
  .hero .cta-row {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
    width: 100%;
  }

  .hero .cta-row .btn {
    padding: 14px 12px;
    font-size: 0.95rem;
    font-weight: 600;
    line-height: 1.3;
    text-align: center;
    justify-content: center;
    letter-spacing: -0.01em;
    border-radius: 14px;
  }

  .hero .cta-row .btn-gold {
    box-shadow: 0 8px 20px -6px rgba(16, 124, 191, 0.85);
  }

  .hero .cta-row .btn-ghost {
    background: rgba(255, 255, 255, 0.07);
    border-color: rgba(255, 255, 255, 0.35);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
  }

  .hero .cta-row .btn-toggle-calc {
    grid-column: 1 / -1;
    padding: 14px;
    font-size: 0.92rem;
    margin-top: 4px;
    border-radius: 14px;
    background: rgba(16, 124, 191, 0.25);
    border: 1px solid rgba(92, 176, 226, 0.45);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
  }

  .hero .cta-row .btn svg {
    width: 15px;
    height: 15px;
    flex: 0 0 auto;
    margin-left: 2px;
  }

  /* 2. FORM BUTTON ANTI-COLLAPSE */
  .kyc-actions {
    flex-direction: column;
    align-items: stretch;
    gap: 16px;
  }

  .kyc-actions .btn,
  .cform .btn {
    width: 100%;
    padding: 15px 12px;
    font-size: 0.96rem;
    border-radius: 14px;
    justify-content: center;
    text-align: center;
    line-height: 1.35;
    min-height: 52px;
  }

  .kyc-priv {
    text-align: center;
    justify-content: center;
  }

  /* ========================================================= */
  /* 3. RESTORED: 2nd Form Input Vertical Stacking             */
  /* ========================================================= */
  .cform .two {
    grid-template-columns: 1fr;
  }
}